OUR LOAN PRODUCTS

We offer every home loan from construction and renovation, first time buyer programs, jumbo loans to reverse and home equity loans, and so much more.

 

$100 Down Payment Program

This specialty FHA mortgage was created to remove some of the barriers to homeownership and make it easier to purchase HUD homes. HUD homes are 1-4 unit properties acquired by HUD as a result of a foreclosure or other means of acquisition on an FHA-insured Mortgage.

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2-1 Buydown Program

The 2-1 buydown is a strategy to help counteract the trend towards higher rates. When eligible clients opt for this program, they temporarily lower their interest rate during the first two years of the loan term by paying an upfront fee at closing. 2-1 Buydowns are available on conforming fixed products.

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Adjustable Rate Mortgage

Save thousands in payments vs. a fixed rate loan during the initial period. Use the savings to pay down other debt or for whatever you like!

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Construction Loan

Everyone has their own ideas of what a perfect home is like, but let’s face it—they’re not always available on the market. With Greenway’s construction loan, you can build and finance the home of your dreams—all with just one application and one closing. It's that simple!

One application; once close; one loan

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Conventional 97

With Greenway Mortgage, you may be able to buy a home with only 3% down. Find out how!

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Conventional First-Time Homebuyer Program

Our Conventional 97 First-Time Buyer Program helps more families achieve the homeownership milestone with a 3% down payment, regardless of income levels or geographic location.

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Day 1 Certainty

Day 1 Certainty is a data validation tool backed by Fannie Mae that allows us to confirm and update your assets and income with the click of a button.

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Delayed Mortgage Program

Leverage the power of a cash offer with the security of a traditional mortgage product.

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Greenway's Energy Efficient Mortgage

Decrease your carbon footprint without shrinking your bank account.

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FHA Mortgage

The Federal Housing Administration (FHA) is a government entity that offers mortgage insurance on loans made by FHA-approved lenders. The FHA provides insurance on mortgages for many different types of homes including single-family and multifamily homes.

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First-Time Home Buyers

Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many first time home buyers.

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Monmouth County, NJ First Time Homebuyer Assistance Program

The Monmouth County, NJ First Time Homebuyer Assistance Program is designed to provide financial assistance to low income families to purchase an affordable home in the form of a deferred payment second mortgage loan in an amount not to exceed $10,000 for down payment and closing costs (only).

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Good Neighbor Next Door Program

Providing homeownership opportunity to those that serve the community.

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Homestyle Renovation Loan

An easy and affordable option to finance home renovations! Eligible clients can renovate a home to fit their needs and style with one mortgage payment that includes improvements for things such as: repairs and upgrades as well as energy efficient upgrades. Primary residences, second homes and investment properties are all eligible.

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Jumbo Mortgage Program

Ultra-Competitive Rates on Jumbo Loan Amounts for Well Qualified Clients.

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NJ Conventional Down Payment Assistance Program

Affordable mortgages with $15,000 for down payment and closing costs.

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NJ First-Generation Down Payment Assistance Program

When paired with an NJHMFA First Mortgage and the Down Payment Assistance Program, eligible homebuyers can receive up to $22,000 in assistance!

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RefiNow™ with Greenway Mortgage

A cost saving refinance program for lower-income borrowers.

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Refinancing

You may be able to lower your monthly payments or reduce the time it takes to pay off your loan.

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Renovation Mortgage Programs

An easy and affordable option to finance home renovations! Eligible clients can renovate a home to fit their needs and style with one mortgage payment that includes improvements for things such as: repairs and upgrades as well as energy efficient upgrades. Primary residences, second homes and investment properties are all eligible.

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Reverse Mortgages for Home Purchase

Commonly known as a "reverse mortgage", the Home Equity Conversion Mortgage (HECM) is a government-insured loan that allows older homeowners to convert home equity into tax-free cash.

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USDA Home Loan Program

Greater affordability and Increased purchasing power with USDA programs.

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VA Home Loan

You served your country. Now let your country return the favor with special financing just for veterans. VA loans reward veterans for their service and sacrifice on behalf of our country in a number of ways.

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Alternative Documentation Program

For many homebuyers, traditional income or credit documentation can be a significant challenge. The Alt-Doc Program enables borrowers to qualify using alternative methods such as asset depletion and/or bank statements.

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Asset Depletion Loan Program

Many buyers with established credit and financial stability hit snags under traditional underwriting guidelines. At Greenway Mortgage, we can use asset depletion to help borrowers with significant assets such as funds in a bank, investment, or retirement accounts meet ratio guidelines successfully.

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